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Terms and Conditions


TERMS AND CONDITIONS

By using the Website you're fully accepting the terms, conditions and disclaimers within this notice. If you do not accept these Terms and Conditions you should immediately stop using the Website. Your access to and use of this site ('the Website') is subject to agreement of the Terms and Conditions. You won't use the Website for any purpose which is unlawful or prohibited by these Terms and Conditions.




We reserve the right to:

change these Terms and Conditions at any given time without prior notice, and your continuing usage of the Website following any changes will be deemed to be your agreement of any changes.


change or remove (temporarily or permanently) the Website or some part of it without prior notice and you confirm that we shan't be liable to you for any such change or removal




OUR SERVICE

USEFULBOOKS.INFO are not a Creditor and therefore, we will not supply financing right to you. We are a Credit Agent and our service is such that upon completion of your application form, we will introduce you to lenders of financing providers who might have the capacity to help with your application for finance. By submitting an application you'll be giving your consent for us to complement your application on Our panel with one of the Lenders or Suppliers. It is necessary to grasp that we'll only forward your application to some Creditor or Financing Supplier that's looked at Your application and accepted it as one they consider there's a great chance they are able to provide You with financing or related services.



Any examples of amounts available to borrow, terms (repayment periods) or rates stated on the Lending Company or Supplier Websites are purely given as an example regarding the item. These examples are stated to offer you an understanding of the goods available. As the loan or financial service is not provided by us straight to You We are not able to command the examples contained on the Website. Please also bear in mind that as we are not a creditor, we don't have any control over any of the decision making in regard to your application.



The Lender/Financing Provider will carry out some checks on you before any choice or offer is made; this may include carrying out credit checks on your current and previous history.



The Website may include links to third party websites which are controlled and maintained by others. Any link to other websites accessible is not an endorsement of such websites and you acknowledge and agree that we are not accountable for the content or availability of any such sites.




INTELLECTUAL PROPERTY RIGHTS

In using the Website you agree that you will get the content solely for your own private, non-business related use. Not one of the content might be downloaded, copied, reproduced, transmitted, stored, sold or distributed minus the prior written consent of the site owner. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-company related residence use only.



All intellectual property rights, copyright or logos used in the Website and its own content including without limitation the design, text, graphics and all software and source codes connected with the Website are owned by USEFULBOOKS.INFO




LIABILITY

We cannot ensure that the Financing or Lender Supplier who accepts your application will authorise to fund your application for finance. This could be because of variety of reasons for example technology problem dilemmas or because advice supplied during the program is wrong. We will not be liable for practically any loss that you simply could incur by applying this site unless we otherwise required by UK law, been negligent or have not acted in accordance with these Terms and Conditions. In case that You do not make use of this site in accordance with these stipulations or we're made conscious that you are employing this form fraudulently, We, reserve the right to claim from you any reasonable costs that we might incur in taking actions to stop you using the form and regain any monies owed as a consequence of Your tasks.




PRIVACY AND COOKIES

Use of the Website is also governed by our privacy policy that is integrated into these terms and conditions..



Cookies are used by the Website. Cookies are small text files which are created by a web server and stored on your personal computer when you visit a website. The Website uses cookies for the following functions: to record analytics data.



If you wish to opt-out of our placing cookies on your own computer, please adjust your internet browser's settings to limit cookies as comprehensive in your internet browser's help menu. It's also possible to need to delete cookies that have now been put. For instructions on how best to try this, please consult with your internet browser's help menu.




INDEMNITY

You agree to indemnify and hold Us and our workers and representatives innocent from and against all liabilities, legal costs, losses and other expenses in relation to any claims or actions brought against US arising out of any breach by you of these Terms and Conditions or alternative liabilities arising out of your use of this Website.




SEVERANCE

If some of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for practically any reason by any court of competent jurisdiction then such Term or Condition will be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.




GOVERNING LAW

These Terms and Conditions will be governed by and construed relative to the law of England and Wales and you hereby submit to the exclusive jurisdiction of the English courts.




COMPLAINTS

We try our hardest to make every effort to ensure that the service you receive from this site is outstanding; however, we know that sometimes things may not fully work to your expectations. In the event you'd like to make a formal charge, please email us your concerns to USEFULBOOKS.INFO or alternatively you can send your complaint in writing to Eagle Payday Loans, 12 Culm Close, Bideford, Devon, EX39 4AX.



We'll aim to answer your criticism as soon as possible but sometimes it might take just a little longer to carry out our investigations and in these instances, we'll issue our final response within eight weeks from when your first complained to us. If for any reason we're not able to close our investigation through this time or you're unhappy with our final answer. You are going to be able to refer your complaint to the Financial Ombudsman Service (FOS).



The FOS will only deal with your complaint for those who have contacted us first to be given the choice to be able to put matters right for you. Please contact us so we can see if we can assist you.



If you would like your criticism to be considered by the FOS, you have to send them your complaint within 6 months of the date of our final answer.



Financial Ombudsman Service, Exchange Tower, London, E14 9SR




Telephone: 0300 1239 123.


  • E-Mail: USEFULBOOKS.INFO

  • Info regarding the service can be found on the Financial Ombudsman site:

  • USEFULBOOKS.INFO>
  • INFORMATION ABOUT US




Quint Group Limited is authorised and governed by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Hellcat Media Limited is registered in England and Wales (Business number 08151185), Registered Office; 12 Culm Close, Bideford, Devon, EX39 4AX.



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